Money in hand is a phrase that refers to having actual cash or physical currency, as opposed to electronic money or credit. There are several synonyms for this phrase including: cash on hand, ready cash, available funds, immediate payment, instant cash, liquid assets, and cold cash. These terms refer to the same concept of having money that is readily available for use, without the need for checks or other forms of payment. Whether it's for emergencies or everyday expenses, having money in hand or readily available can provide a feeling of security and financial stability. When you need to use it for something, reach for the appropriate synonym and maintain your financial freedom.