What is another word for out of pocket?
Pronunciation: [ˌa͡ʊtəv pˈɒkɪt] (IPA) 
Out of pocket is a phrase that indicates a situation where an expense has been made that was not planned or expected. Some synonymous expressions for out of pocket include "out of pocket expense," meaning a cost that is not covered by insurance or other funding; "unexpected expenditures," indicating unanticipated costs; and "unbudgeted costs" or "unforeseen expenses," marking bills that were not predicted in the original spending plan. Furthermore, other interchangeable expressions for out of pocket are "personal expenses," signifying charges that must be paid by an individual and not by an institution or company, and "unplanned spending," indicating costs that were not included in the initial budget.
